How to Maximize Your Human Life Value

A few days ago, I was participating in a weekly coaching call, which was being led by Michael Isom. I have had the opportunity to interact with Michael a few different times, so the content wasn’t necessarily new. That said, perhaps I was more prepared to hear it.

Michael discussed the idea of Human Life Value. If you are unfamiliar with it, Human Life Value has been a technique used by life insurance companies to assess the maximum amount of life insurance you could be eligible to purchase. By definition, it is “the present value of all future income that you could expect to earn for your family. It is defined as the total income an individual is expected to earn until retirement.”

Kind of boring, but also kind of necessary.

But also, very much wrong.